Thousands of saving investing options are available and making confusion to beginners investors as well expert investors. Here is a simply defined classification based on risk.
Another kind of classification of investing opportunities in India occurs in nowadays. They are namely 1) Risk free 2) Risk based.
Risk Free & High Yieldings Assured Plans and Schemes:
- Savings Bank account (SB)
- Recurring Deposit account (RD)
- Monthly Income Scheme (MIS)
- Public Provident Fund (PPF)
- Time Deposit (TD)
- endowment policy
- Senior Citizens Savings Scheme (SCSS)
- National savings certificates (NSC)
- Postal Life Insurance (PLI)
- Rural Postal Life Insurance (RPLI)
- Short Term Plans
- Government Treasury Bills
- State Dated Securities
Why these Risk free & Assured returns investing tools got popularity?
Here are few reasons results in high popular savings investments tools all over India.
- Nomination facility is available.
- Attractive fixed rates of interest.
- Safe, secure and risk-free investment options.
- Offered by trustworthy companies.
- Government-run savings schemes.
- Small savings schemes.
- Give guaranteed returns.
- Not subject to capital loss.
- Guarantee of maturity money.
- No impact of crash of the equity markets.
- Assured returns.
Why these Risk based High yielding investing opportunities got popularity?
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